Inceptia educates and empowers students to manage their student loans.


Inceptia works with colleges and universities to help their students become financially responsible.


Whether you found us through your school, or just by chance, this federal student loan orientation is available to you with no cost or obligation.

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This online resource is an overview of options and information related to existing federal student loans.


Private loans vary in terms and types of assistance. To locate your private loans, contact your school’s financial aid office or pull a credit report from Contact the loan servicer for assistance on private loans.


Funds owed directly to your school (tuition or campus-based loans) are not addressed in this guide. Contact your school’s financial aid office for assistance.