Inceptia's Speaker's Bureau includes experts in financial education, student loan default management, gainful employment and many other topics. Speakers provide resources and discussions to assist schools in addressing issues related to federal student aid and financial education.
Financial Literacy 2.0: Translating Financial Education into Applied Behaviors
Delivering financial education is the first step to improved financial literacy. The real challenge is having students make the leap from knowledge gain to behavior modification. This session offers tips and strategies on how students can apply their financial savvy in a college setting.
A sample plan outlines appropriate activities by academic year, with a focus on utilizing just-in-time education to make the lessons relevant. We will also discuss helping students and campus partners see the “big picture” by correlating desired financial behaviors to activities like academic and career planning. Key takeaways include ideas for on campus financial education strategy, and suggestions on how to create a campus-wide approach for teachable moments.
Financial Stress: The Overwhelming Impact on StudentsRecent studies (including those hosted by Inceptia) have shown both those enrolled students and recent grads are under high levels of stress. A number of factors contribute to student stress, but very prominent are those related to student finances. From day-to-day expenditures to the cost of tuition and the repayment of loans, students must learn to address these new post-grad realities. Learn about the top five stressors and how you can help to relieve those through financial education on your campus.
Finding Balance: Improving your CDR in a Changing Financial Climate to Cultivate Student Success
Communicating with student loan borrowers helps support the successful repayment of loans and can improve a college’s cohort default rate (CDR). However, due to increasing to-do lists and staffing limitations, it has become more difficult than ever to perform outreach and regular communication with students.
When considering default prevention planning, it’s important to find the proper balance. You can take charge internally, hire an expert vendor, or use a combination of efforts. This presentation shows why you need a default prevention strategy, regardless of your rate. We’ll also explore the pros and cons of both outsourcing and insourcing your default prevention strategy, along with tools needed to evaluate and choose a successful partner if you decide to outsource.
5 Simple Steps to Managing Stress in Your Life
Let’s face it: higher education professionals are exposed to stressful situations on a daily basis. But experts agree that the right amount of stress can actually fuel your energy level, creativity and productivity. So how can you operate at your optimum stress level without experiencing the negative psychological and physiological effects of stress?
During this session, we will discuss some of the major causes of stress in the workplace, the effects stress can have on your body. We’ll also share with you five simple steps to help you better channel the pressure you are experiencing.
The 5 W’s of Student Loan Defaulters: Using Analytics to Form Your Default Prevention StrategyMany schools are dealing with an increasing cohort default rate due to the transition from a two-year to a three-year CDR, increased tuition, increased borrowing rates, as well as many other factors. At the same time, students are having difficulties staying financially solvent and repaying their debt. Case in point: a default prevention strategy is like gold these days.
A major component of any default prevention strategy is a comprehensive analysis of defaulters. Who is defaulting, and why? Where can improvements be made in our current tactics? When is it most effective to reach student borrowers? Schools need the answers to these questions to effectively improve or enhance their default prevention practices and initiatives.Based on the analysis of nearly 27,000 student loan borrowers, we will share with you the top characteristics of student loan defaulters and how to identify other characteristics that may be unique to your borrower population. During this presentation, we’ll also share proactive strategies for working with student loan borrowers before they default.
No Student Left Behind: Adult Learners and Financial Literacy Programming
Non-traditional students, those students often older than 24, typically employed full time, and commonly providing financial support to dependents, now comprise up to 70 percent of the post-secondary population, making “non-traditional” the new normal. And yet colleges and universities have been slow to respond to the unique needs of this majority. From admissions to the classroom and everything in between, these round peg students are being asked to fit themselves into the square hole of the traditional student, often to the detriment of persistence, retention, and degree completion rates.
Now, however, with financial literacy initiatives taking hold across the country, a new opportunity presents itself to meet these non-traditional students where they are. By understanding the unique learning needs of this population and employing corresponding teaching methods, colleges and universities have the ability to provide critical education at a time when it is needed most, in a way that speaks to the adult learner.
In this session, we’ll review the data regarding the financial attitudes, behaviors and literacy levels of adult learners to determine how financial education can benefit this population. An exploration of adult learning theory will follow, as well as tips and suggestions to integrate adult learning theory into financial education programs to more effectively engage non-traditional students.
A Holistic Approach to Creating Healthy Financial Futures
With nearly 30 years of industry experience, Inceptia is known as a leader in default prevention management and outreach. But did you know that Inceptia is also at the forefront of innovation? We are redefining the standard for financial education and verification services in an effort to provide schools the resources they need to empower students to be financially healthy. At Inceptia, we see the current challenges facing financial aid pros as an opportunity for innovation and change. In fact, revolutionizing might be more accurate. Our unique combination of automation and the human touch presents an entirely new way to manage verification, provide financial education and maintain or lower your cohort default rate – allowing your staff more time to spend working directly with students. Join us during this session as we share our holistic approach to creating healthy financial futures to help schools achieve their goals and objectives.