Research Brief Managing Your CDR All borrowers were brought current effective March 2020, resulting in all borrowers reentering repayment in October 2023. All borrowers were brought current effective March 2020, resulting in all borrowers reentering repayment in October 2023. This also makes it likely that a larger number of borrowers will become delinquent at the same time whether it’s because they can’t afford it, don’t know how to start repayment or don’t realize they have loans at all. Also, with the economic changes and using natural disaster trending data, there is typically a higher than normal delinquency rate following a disaster. It’s vital for schools to prepare now for the influx of student repayment in order to curb default rates, improve student success and enhance the school’s reputation. This guide works through the importance of the CDR, how it is calculated, what happens if your CDR is too high for too long, the key impacts to repayment from the CARES Act, and actions you can take now to prepare. Request Resources Please fill out the form below and click submit. A link with information will be delivered to the email address you provided. First Name* Title* Organization/Institution* Email address* Phone Number Find my representative