Smart Borrowing Let’s help students become more knowledgeable borrowers. Our Smart Borrowing program gives schools the tools to help their students become knowledgeable borrowers with easy-to-understand debt letters, helpful reminders and online resources to help them get on track no matter where they are in the journey. LOAN SUMMARY A simple, effective, uncomplicated solution to help you help increase borrower awareness. Learn More STUDENT KNOWLEDGE HQ A comprehensive, secure website providing student borrowers with tools, support and financial knowledge. Learn More NEWS & EVENTS News: Student Loan Repayment: A Crisis of Confusion and ConsequenceWebinar: Making the Case for Default Management: Understanding Your Delinquency Rate and Securing Buy-InNews: Smart Borrowing, Strong Futures: The Institutional Advantage of a High Student Loan Repayment RateNews: Preventing Student Loan Defaults: A Strategic Imperative for Financial Aid AdministratorsNews: Fast and Slow Thinking in Higher Education: How Nudging Can Support Student Success Find my representative