Research Brief
The ROI of Financial Education

Financial education programming, while gaining in popularity among colleges and universities, still faces an uphill battle in proving its value to decision-makers and educators. At a time when outcomes are king, the very nature of financial education dictates that its results are often not immediately seen. This can make it difficult to know which strategies are effective or will gain schools the greatest return on their efforts. This brief examines the effects of financial education on student satisfaction and financial stress levels, retention and cohort default rates and lifelong financial behaviors. A simplified review of the numbers will provide a basis for calculating the return on investment for financial education programs.

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