Insight Newsletter – October Insight Newsletter October 1, 2020 Early Engagement Equals a Better Outcome Proactive outreach to students puts them on the right track for successfully fulfilling goals and obligations, especially if there are any additional challenges. Use these Inceptia Outreach Programs to extend your contact with students at the critical times they need to make decisions and take action. Our highly-trained counselors use a variety of methods to reach your students and provide important reminders, answer questions and provide the information they need to overcome barriers. Return to Repayment Outreach: Reaching out to your borrowers to offer information and answer critical questions related to the CARES Act and student loan legislation so they can successfully resume repayment. FAFSA Completion Outreach: Remind students of the importance of completing the FAFSA and provide support for unique financial circumstances through targeted, proactive communication. Student Outreach Program: Connecting with prospective, current and withdrawn students to address entry concerns, provide support and collect data. The 30%, 50% & 70% of Verification Gateway Classes are underway in many forms and the next wave of verifications will be coming in. What if your team could handle it all virtually from one intuitive platform that was also easy for your students to access and understand? So much easier that you could increase your completed verifications by more than 30% or decrease the time it takes from first ISIR to verified by 50% and save over 70% on each verification? Verification Gateway is available in full-service delivery meaning you can leverage the intuitive features including paperless document handling and e-signing from any device and reap the benefits of progressive smart rules that auto verify and flag verifications that need additional attention. You’ll also experience decreased call volume and faster verification turnaround to package your students' aid sooner. Contact us for your personalized ROI to see how much you can save! Verification Gateway at Work The Stephens College financial aid team was looking for a solution that could process verifications faster, while maintaining quality of service, providing an online user-friendly experience, and easing the staff workload. When outsourcing became an option, “it became the preferred alternative.” Read more about their story. Be Ready to Process PJs, Emergency Aid Requests and SAP Appeals We all know school is different this year for students and the financial aid office alike. While surveys indicate students want to come back to school and are doing their best to cope, many will need a change in their financial aid to do so or have extenuating circumstances that add extra challenges. PJ Advisor and our SAP Advisor, our virtual platforms handle requests and appeals that can streamline the PJ, emergency aid and SAP process for your students and your school. Developed with the student and administrator in mind, these solutions are easy to use with intuitive questions and step-by-step instructions to capture each specific situation. Both are available on any device, wherever and whenever it is needed for the student and for your team to review and approve. PJ Advisor and SAP Advisor are easy to implement and can be fully operational within two weeks. Loan Summary Continues to Educate and Empower Students, Addresses COVID-19 and CARES Act Over the past few years, we have seen a dramatic increase in the number of schools utilizing debt letters to educate and inform students regarding loan management. Keeping the information available and in front of students also keeps it closer to top of mind. Our Loan Summary program has been so well-received by students and highly sought by college administrators for a number of reasons: Curated information provided at timely interventions. Loan Summary allows schools to customize a communication schedule with the autonomy to gauge when your students may have fewer demands on their time or mental bandwidth, allowing them space to better process and act upon loan information. The Loan Summary site contains a broad range of financial education information, calculators, budgets and other tools to supplement our letters, which can be paired with our online financial education program, Financial Avenue, to have even more impact. Upload private/institutional loan information means that our Loan Summary letters are truly comprehensive and more accurate than other sites that may only provide federal loan information. The Loan Summary student emails are kept current to address financial hardships related to COVID-19, conveying support and understanding, while encouraging students to weather uncertain financial times by proactively managing student borrowing and repayment options. We also provide students with information regarding the CARES Act and invite them to speak with one of our Inceptia student loan experts regarding their CARES questions. Focusing on Engagement to Reap the Benefits of Financial Education Pulling together your feedback and monitoring student behavior, we know that you want new Financial Avenue content and new ways to engage students. With that in mind, we are adding lesson plans to the Financial Avenue administrator portal. Located within the Educator Toolkit, these lesson plans allow you to conduct your own webinars, workshops, class discussions – however you choose to use them. The plans include an educator guide with resources, as well as a PowerPoint Presentation. Lesson plans will continue to be added over the coming months, including timely and relevant topics such as the racial wealth divide, women and finance, and how to manage money during a crisis. Still not sure how to increase Financial Avenue participation at your campus? Just ask us! We’re here to help with tips and best practices from around the country. Contact your Inceptia Business Development team representative or our Client Support team for more information. Upcoming Webinars Weird Science: Understanding How your Mind and Emotions Affect Your Money Keeping It Cool: Leveraging Emotional Intelligence for Better Communication Outcomes (replay) Return to Repayment: The precautions and the preparation. NEWS & EVENTS There are no upcoming events.
Insight Newsletter – September Insight Newsletter September 3, 2020 It’s a Great Time to Share Great Advice for Parents The 2020 edition of Great Advice for Parents is now available! An annual favorite, this free e-guide provides high school students and their families with the critical information they need now to make college admission and financial aid decisions, including special COVID-19 considerations. Share this invaluable resource with your students, prospective students, campus departments or anyone who needs a little great advice. Help Students Manage their Borrowing with Loan Summary The pandemic has caused many students to take stock of their finances, with 60% reporting their financial literacy has increased over the past few months. This is an unexpected but welcome byproduct of these uncertain times, and shows that students are seeking financial empowerment and control over their money. Let’s help them achieve that with Loan Summary. Modeled after the successful “debt letter” initiatives from across the country, Loan Summary bridges the gap between entrance and exit counseling to help students better understand the connection between current borrowing and future outcomes. Students want to learn – let’s keep the momentum going! Read more about Loan Summary or contact your Assistant Vice President of Business Development for a demo. Three Key Factors to Helping Student Borrowers Successfully Reenter Student Loan Repayment For the last two months we’ve touched on the CARES Act and the borrower challenges your office may face anticipating the initial September 30 end date. With the executive order for extension through December 31, there is even more time for students to get out of the habit of paying attention to their student loans as they add another semester of cost. Let’s take a look at how students can be helped with reentering repayment for the best possible outcome. And, if you need help in any of these areas, our Return to Repayment Outreach offers resources, multi-touch communication and student loan borrowing counselors to extend the reach of your team in connecting with students. Offer student borrowers resources. When borrowers do have questions, make resources easy to find. With Return to Repayment Outreach, Inceptia has student advocate counselors ready to answer student borrower questions through Student Knowledge HQ, chat and a simple phone call. Knowing where to find information will help students prepare for the next step, so their student loans are one less concern. Stay in touch throughout this process. It will be far easier for student borrowers to work through current repayment issues now than when repayment resumes and everyone enters repayment together. If borrowers can make payments now, the zero interest rate can help reduce their principle. If they can’t make payments, this is a great time to renew or enroll for an Income Driven Repayment (IDR) plan. These plans can be changed when income changes significantly. We are all in this together and patience and empathy will be key. Many times with personal hardship, financial hardship follows so even the simplest of questions might be the first question. An empathetically fresh ear to each borrowers concerns will help get to the root of the information you need to determine the next steps in counseling and recommendations How are you processing your financial aid review requests? While many students want to come back to school, they may need a change in their financial aid to do so and the process can be daunting. PJ Advisor, a virtual professional judgement platform, can streamline the process for your students and your school. Developed with the student and administrator in mind, PJ Advisor is easy to use, paperlessly streamlines the process, and is available on any device, wherever and whenever it is needed. It's also easy to implement, customizable to manage other financial requests, such as emergency aid, and can be ready for you to use yet this term. Contact your representative and get started. Introducing Financial Avenue Lesson Plans – New Content! Based on your feedback, we know that you want new Financial Avenue content, as well as new ways to engage students with the program. With that in mind, we are excited to announce the addition of Financial Avenue lesson plans to your administrator portal. Located within the Educator Toolkit, these lesson plans allow you to conduct your own webinars, workshops, class discussions – however you choose to use them! The plans include an educator guide with resources, as well as a PowerPoint Presentation. Lesson plans will continue to be added over the coming months, including timely and relevant topics such as the racial wealth divide, women and finance, and how to manage money during a crisis. Still not sure how to increase Financial Avenue participation at your campus? Just ask us! We’re here to help with tips and best practices from around the country. Contact your Inceptia Business Development team representative or our Client Support team for more information. Making Verification Easier Verification Gateway (VG) reduced the workload among staff for the Louisiana Community and Technical College System and enabled more student-centric service. Implementing Verification Gateway allowed staff to spend less time verifying and more time helping students with other financial aid components. VG provided efficient and timely verification processing as well as solid customer support to both staff and students. Hear how others use VG in these webinar replays: What does the 2020-21 Financial Aid office look like? Our financial aid expert panel discusses what might be ahead for the many duties of financial aid including verification, appeals, and loan repayment. Managing Verification While Everything is Changing Around It A panel of financial aid experts talk through how the verification challenges are changing and actions we can take to mitigate them. Check Out our Updated FAFSA Toolkit Join the 30-minute webinar to learn more. FAFSA Toolkit has kept pace! Our newly redesigned site reflects myriad resources for you to share with students regarding new processes, sites and links that FSA has rolled out on studentaid.gov. If you’re not familiar with our free FAFSA Toolkit, or just want to see our refreshed resources, we invite you to register for our express webinar Tuesday, September 15 at 12:30 p.m. ET/11:30 a.m. CT. NEWS & EVENTS There are no upcoming events.
2020 Great Advice for Parents Highlights COVID-19 Considerations Press Release 2020 Great Advice for Parents Highlights COVID-19 Considerations Lincoln, Neb. (August 31, 2020) – In its fifth year of publication, Great Advice for Parents is now available. Produced through a partnership between Inceptia, a nonprofit serving educational institutions, and personal finance site NerdWallet, this free e-guide provides high school families with timely information to navigate the college admissions and financial aid processes. New this year is information regarding the changes to colleges and universities as a result of COVID-19. “We want students to understand that, even if the pandemic forces them to reconsider their original plans, the pursuit of higher education is not lost” says Carissa Uhlman, vice president of student success at Inceptia. “We obviously don’t know what the world will look like in fall 2021, but now is the time for high school seniors to consider all possible scenarios. We hope that families use our e-guide as a great jumping off point to have these discussions.” Along with information regarding COVID-19 considerations, the 2020 edition of Great Advice for Parents continues to act as a one-stop resource for college planning with information covering: Understanding college costs and how to pay for school Completing the FAFSA and next steps What to know before borrowing student loans As part of Inceptia’s nonprofit mission, this guide is a free resource for high school and college educators, counselors, coaches, and mentors, as well as other nonprofit organizations that assist students and families in preparing for college. It is available for download or may be shared with students and families via our downloadable Great Advice for Parents flyer. ABOUT INCEPTIA Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in verification, financial aid management, financial education, and repayment wellness. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Since 1986, we have helped more than two million students at 5,500 schools reach their higher education dreams. Each year we help nearly 340,000 students learn how to pay for college, navigate financial aid, borrow wisely, and resolve their student loan repayment challenges. Our solutions are designed to support student success by helping financial aid administrators maximize resources, so they can spend more time focusing on students. ABOUT NERDWALLET NerdWallet.com is on a mission to provide clarity for all of life's financial decisions. As a personal finance website and app, NerdWallet provides consumers with personalized, unbiased and actionable insights so they can make smart money moves. From finding the best credit card to buying a house to investing their next dollar, NerdWallet is there to help consumers make financial decisions with confidence. Consumers have free access to our expert content and comparison shopping marketplaces, plus a data-driven membership experience, which helps them stay on top of their finances and save time and money, giving them the freedom to do more. For more information, visit NerdWallet.com.
Insight Newsletter – August Insight Newsletter August 1, 2020 Manage Your In-House Verification From Your "Wherever" Office Many of us will still be working from somewhere other than our offices at least part of the time for the foreseeable future. Verifications will keep coming in. What if your team could handle it all virtually from one intuitive platform that was also easy for your students access and understand? So much easier that you could increase your completed verifications by more than 30% or decrease the time it takes from first ISIR to verified by 50%? Verification Gateway is available for full service or SaaS delivery meaning you can leverage the intuitive features including paperless document handling and e-signing from any device and reap the benefits of over 500 smart rules to auto verify and flag verifications that need additional attention, decreased call volume and faster verification turnaround to package your students aid sooner. Professional Judgement Doesn’t Have to be Complicated It's no surprise that returning to school is different this year. While surveys indicate students want to come back to school, many will need a change in their financial aid to do so. Ninety percent of NASFAA contacts surveyed agree that PJs are on the rise and the current process is daunting and could be the difference in a student to deciding if they will enroll or return to school. PJ Advisor, our virtual professional judgement platform can streamline the PJ process for your students and your school. Developed with the student and administrator in mind, PJ Advisor is easy to use, streamlines the entire process, and is available on any device, wherever and whenever it is needed. It's also easy to implement and can be fully operational and ready for you to use yet this term. Five Potential Key Impacts of CARES Act Expiration for Students and Schools In our July Insight, we talked about the CARES Act and our Return to Repayment Outreach to help your students reenter repayment. This month we look into the potential challenges for students and financial aid offices after the Federal student loan repayment suspension ends. As a reminder, FFEL Loans and private loans held by lenders are not included in these changes. Inceptia continues to monitor the Federal student loan suspension status with the understanding that the dates in this article are subject to change. All delinquent borrowers as of March 13, 2020 were brought current and will be kept current until September 30, 2020. Everyone not making payments before March 13 were brought current without having to do anything. Some of these borrowers may have been on the verge of default and may not even know their loans are now current. On September 30, 2020 they will all reenter repayment at roughly the same time. For those that were on the edge of default, it will have been over 15 months since they have done anything on their student loans. Some borrowers were in a suspended status such as a deferment or forbearance. These borrowers started that suspension before March 13, 2020, and should have come out of that status before September 30, 2020. Since the servicers are ensuring that no borrower goes beyond 31 days delinquent, these borrowers may forget that they had payments coming due. With the provisions of the CARES Act, these borrowers may not be engaged until after September 30, 2020. Massive job loss for both student borrowers and parents. It is likely there will be more borrowers unable to start repayment. The CARES Act is providing temporary relief, but borrowers will need to determine a repayment plan option that fits within their budget once the Act expires. Increased number of borrowers renewing IDRs at the same time. Under guidance from the United Stated Department of Education, IDR plans that expire after March 13, 2020, but before September 30, 2020 will automatically have their renewal deadline extended. This could be for up to six months after the original expiration or only through September 30, 2020. Based on previous experience with natural disasters, it is predicted that when repayment resumes, there will be an influx of delinquent borrowers. These borrowers will be more challenging to resolve because all borrowers who could not, or chose not to, make payments, will reenter repayment at the same time. Restarting all at once will likely result in a large number of borrowers becoming 60 days delinquent at the same time creating a larger number of borrowers requiring repayment guidance at once. Early Engagement Equals A Better Outcome.Inceptia can help with Return to Repayment Outreach, a proactive outreach to borrowers to remind them of resuming repayments and determining if there are any additional challenges will put them on the right track to for successfully fulfilling their repayment obligations without falling behind. Keeping it Cool: Leveraging Emotional Intelligence for Better Communication Outcomes Matters of money are big in people’s lives – maybe now more than ever. The Financial Aid Office knows this all too well. How do we handle interactions with students that show we care, want to be of service, and that we want them to succeed even when we might not be able to tell them what they want to hear? One answer may be in enhancing our Emotional Intelligence. Emotional Intelligence is the ability to identify, use, understand, and manage emotions in an effective and positive way. A high Emotional Intelligence helps individuals communicate better, reduce their anxiety and stress, defuse conflicts, improve relationships, empathize with others, listen effectively, and successfully work through many of life's challenges. Join us on August 11 as our guest Evan Roth, Principal and Executive Coach of Roth Consultancy International, guides us through an exploration of some Emotional Intelligence components. Register now. Loan Summary Can Help Jog Memories, Prepare for Repayment The CARES Act was a tremendous help to student loan borrowers, freezing federal loans and suspending payments. But, as we all know, out of sight can often mean out of mind! It’s natural that your students may have put their federal loans on the mental backburner, but unless additional legislation is passed, loan repayment activity will begin again in just a few months. Now is the time to help students by getting them back into the habit of monitoring their loans and potentially preparing for repayment. Loan Summary can do just that. We can help current students get a handle on what they’ve already borrowed as they prepare to finance their upcoming academic year, and we can prompt former students to review their options and make repayment choices that will provide them with the greatest financial relief. Combined with the robust financial education and career planning resources available via our supplemental Student Knowledge HQ site, students receive both the information and guidance necessary to take steps toward true financial empowerment. New Financial Avenue Features We are excited to bring new resources to Financial Avenue, just in time for the start of the new academic year! Beginning this fall, we will introduce a series of all new lesson plans to the Educator Toolkit. These lesson plans will include a presenter primer to familiarize the educator with the topic, and a corresponding PowerPoint with speaker notes. A comprehensive list of resources will also be included to help supplement the topic and student discussion – everything you need to continue the financial education discussion through class meetings, workshops, presentations, and more! The lesson plans introduce timely topics not found in the courses, like Eating Well On A Budget, The Racial Wealth Divide, and Managing Money During a Crisis, with new topics added over the coming months. Just 10% More: Increasing Financial Avenue Engagement On July 15, Inceptia hosted a webinar for Financial Avenue clients to share ideas and best practices to increase student utilization of the program. Taking a realistic approach, we focused on how you may be able to target your efforts to reach “just 10% more” of students – an achievable goal that can have big results. If this sounds like just the kind of information you’re looking for, we recommend taking a look at our Best Practices for Colleges or see success stories on how other schools are achieving with Financial Avenue. If you missed the webinar but would like to view the recording, just send us an email at talktous@inceptia.org. Financial Avenue as a Drawing Board to Launch Artistic Careers Fashion Institute of Design and Merchandising, commonly referred to as FIDM, knew they had a creatively savvy group but wanted to find a way to help them be money savvy, too. During their search for a financial education platform, they needed an outside-of the-box approach. Find out how FIDM uses Financial Avenue as a requirement to help students understand their money and use it wisely. Upcoming Webinars Professional Judgement Doesn’t Have to be Complicated Wed, Aug 5 · 1:00 - 2:00 p.m. CT Find out how PJ Advisor, our virtual professional judgement platform can streamline the professional judgement process for your students and your school. Keeping it Cool: Leveraging Emotional Intelligence for Better Communication Outcomes Tues, Aug 11 · 10:30 - 11:30 a.m. CT Our guest speaker will explore Emotional Intelligence components and how awareness, listening, reframing and regulation can serve ourselves and students. 20 Quick Financial Wins We Can Achieve With Students (replay) Tues, Aug 25 · 1:00 - 2:00 p.m. CT Join us for an interactive session of sharing ideas on how to help students achieve some quick wins to improve their confidence, skills and knowledge, one baby step at a time. On-Demand Anytime · Anywhere Listen and view on-demand webinars including industry professional panels, skills management sessions and so much more. Talk to Us We'd like your insight. Please answer these questions. What are the biggest challenges you’re facing this academic year?*What processes could be better automated to help you manage the workload in your Financial Aid Office?*Full Name:* Title:* Organization/Institution:* Email Address:* View Inceptia's full privacy statement.CAPTCHA NEWS & EVENTS There are no upcoming events.
Insight Newsletter – July Insight Newsletter July 1, 2020 Re-preparing for Student Loan Repayment Earlier this year, COVID-19 awakened us to a massive change for students, parents, and schools. Changes that have been different from anything we’ve seen before and frightening because of not only the size but also the pace with which it took place. And then there’s student loan debt. On March 27 President Trump signed the $2 trillion stimulus CARES Act. The unprecedented change came with unparalleled relief efforts which were in part designed to help students. Payments on Federally held student loans were halted and a zero interest rate placed on these loans from March 13 through September 30, 2020. We share a responsibility with you to ensure that while our student borrowers are social distancing from friends and others, they stay connected to their student loan responsibility as we ease back into the new normal including repayment. Inceptia can help with Return to Repayment, proactive outreach to borrowers to remind them of resuming repayments. Determining if there are any additional challenges now will help them make the adjustments necessary to put them on the right track to successfully fulfilling their repayment obligations without falling behind. Learn more. We are also offering a webinar on July 14, “Return to Repayment: The relief, the precautions, and the preparation.” to talk through the changing landscape of repayment and some recommendations on steps you can take in preparation to ease the strain. Professional Judgements on the Rise Studies are indicating students want to come back to school and many will need a change in their financial aid to do so. Ninety percent of NASFAA contacts surveyed agree that PJs are on the rise and the current process is daunting and could be the difference in a student deciding if they will enroll or return to school. PJ Advisor, our virtual professional judgement platform can streamline the PJ process for your students and your school. Developed with the student and administrator in mind, PJ Advisor is easy to use, streamlines the entire process, and is available on any device, wherever and whenever it is needed. Learn more. Seamlessly Manage the Potential Increase of SAP Appeals The continued changes from COVID-19 will likely increase satisfactory academic progress appeals (SAP). Section 3509 of the CARES Act also added additional flexibilities to institutions regarding the calculation of SAP. SAP Advisor is a fully automated online solution that provides students and the financial aid staff with the automated tools to effectively manage the Satisfactory Academic Progress process and SAP appeals – quickly and seamlessly. Learn more. Loan Summary Continues to Educate and Empower Students, Addresses COVID-19 and CARES Act Over the past few years, we have seen a dramatic increase in the number of schools utilizing debt letters to educate and inform students regarding loan management. And for good reason! Our Loan Summary program has been so well-received by students and highly sought by college administrators for a number of reasons: The effectiveness of Loan Summary is in the work we do on behalf of the students to curate the information and provide it at timely interventions. Instead of presenting this critical information as part of a front-loaded enrollment process, Loan Summary allows schools to customize a communication schedule. You have the autonomy to gauge when your students may have fewer demands on their time or mental bandwidth, allowing them space to better process and act upon loan information. The Loan Summary site contains a broad range of financial education information, calculators, budgets and other tools to supplement our letters. When paired with our online financial education program, Financial Avenue, your financial wellness efforts can have even more impact. Finally, the ability to upload private/institutional loan information means that our Loan Summary letters are truly comprehensive and more accurate than other sites that may only provide federal loan information. Additionally, we have recently updated our Loan Summary student emails to address financial hardships related to COVID-19. These messages convey our support and understanding, while encouraging students to weather uncertain financial times by proactively managing student borrowing and repayment options. We also provide students with information regarding the CARES Act and invite them to speak with one of our Inceptia student loan experts regarding their CARES questions. Click Loan Summary to learn more or contact your business development representative. Nevada State College: Verification Gateway Makes Life Easier for Staff and Students Despite an internal technology solution that solved some verification problems, Jenna Eastman, the Assistant Director of Financial Aid at Nevada State College, knew they needed to lessen the amount of time it took to process verifications so they could increase time counseling students on other financial aid matters. Verification Gateway, Inceptia's virtual verification platform, uses over 500 rules and smart technology for more efficient verification processing to allow staff more time to counsel students on non-verification items. The Nevada State College team also experienced lower call volume, which was a much-needed relief from the already small staff size. Read more about Nevada State College and how they leveraged Verification Gateway and more Inceptia Success Stories. What's top-of-mind for Financial Aid professionals? Listen to these on-demand webinars to hear from industry leaders about challenges, upcoming plans, and solutions that can be leveraged to ease necessary processes for the upcoming semesters. Managing Verification While Everything is Changing Around It Increase Enrollment and Decrease Cost with Verification Services What does the 2020-21 Financial Aid Office look like? It’s a Hot Time to Address Student Melt You’ve probably heard of Summer Melt: when high school students take all the steps necessary to begin college in the fall and then disappear over the summer. But what about Verification Melt? Or PJ Melt? New students aren’t the only ones who can fall victim to enrollment barriers. As we see with verification melt, up to 25% of continuing students may drop out of the financial aid process altogether as a result of this cumbersome task. And while we can’t yet know how the effects of COVID-19 will fully play out in terms of adjusted award packages, schools are already anticipating an increase in professional judgement requests for the 2020-21 academic year. Do you have a plan in place to prepare for and address these matriculation hurdles? Read more about the data surrounding student melt and strategies for mitigating melt losses with Inceptia’s research brief "Missed Opportunities and Abandoned Ambitions: Understanding and Combating Student Melt". Examining the Racial Wealth Divide As educators seeking to empower all students, we sometimes view education as a panacea to level the playing field for all. Yet, there is a silent and often overlooked factor that heavily influences the student experience and ability to persist and thrive in college: the racial wealth divide. At a time when black families hold only $5.04 in wealth for every $100 held by white families, with household wealth for minorities on a 50-75% decline since 1983, it is imperative to examine how this gap plays out across academics and how we can take steps to broaden the discussion on our campuses. This webinar combines thought-provoking research and practice to examine how minority students struggle against systemic economic disparity. With expert speakers from Prosperity Now, the University of Michigan, and the University of Minnesota – Duluth, attendees will learn about: Data surrounding the current realities of how people of color are impacted by racial wealth inequality, and practical solutions on how practitioners can better serve students to improve their financial stability. How to introduce all students to the topic via course integration. How to provide peer mentor training that incorporates awareness of and reflection on economic inequality. Upcoming Webinars Same Campus, Miles Apart: Addressing the Racial Wealth Divide (Replay) Wed, July 8 · 1:00 - 2:00 p.m. CT This one-hour replay combines thought-provoking research and practice to examine how minority students struggle against systemic economic disparity. Return to Repayment: The relief, the precautions, and the preparation. Tues, July l4 · 1:00 - 1:40 p.m. CT In this express session, we will talk about the challenges the CARES Act presents for students and schools along with recommendations on how to ease the strain. Sneaking Mindfulness into Real Life for Higher Ed Professionals (Replay) Wed, July 22 · 1:00 - 2:00 p.m. CT In this replay our guest speaker Daren Larson educated us on mindfulness, its benefits and how we can apply it effectively. Getting Ready for Student Loan Repayment (Replay) Wed, July 29 · 1:00 - 2:00 p.m. CT Specifically designed for students, this webinar will cover the basics of student loan repayment to help them make smart choices and avoid costly mistakes. NEWS & EVENTS There are no upcoming events.
PJ Advisor from Inceptia Helps Students and Schools Virtually Manage Professional Judgements Press Release PJ Advisor from Inceptia Helps Students and Schools Virtually Manage Professional Judgements Lincoln, Neb., (June 11, 2020) – Inceptia, a division of National Student Loan Program (NSLP), provides new support for higher education institutions with its virtual professional judgement platform, PJ Advisor. PJ Advisor allows students to easily submit the required documentation to request a review of financial aid awards. It also provides a virtual solution for already stressed financial aid offices to process financial aid appeals. “Students and families are facing an unpredicted financial strain. Financial aid is critical to enrolling students and the need to process professional judgements quickly to get students and keep them in school is imperative for everyone involved,” explained Dave Macoubrie, Inceptia Executive Vice President & Chief Operating Officer. “The PJ Advisor virtual platform provides schools a solution that can be quickly implemented to reduce stress on both the students and financial aid staff.” PJ Advisor’s intuitive virtual platform delivers a self-service solution that guides students and parents step-by-step. As they complete their request, they are prompted to upload the appropriate documentation with a task list to follow and helpful reminders along the way. All documentation is collected through PJ Advisor and attached to the student record – eliminating gathering and sorting for the financial aid office. Schools can review requests individually or in a full download for faster resolution with progress reporting for both the student and school. “During this challenging economic time, virtual tools to submit a financial aid appeal are critical. Students should focus on their academics, not worry about their finances and get sidetracked by the process,” said Macoubrie. To learn more about PJ Advisor, join the upcoming webinar, or contact Inceptia at 888.529.2028 or inceptiasales@inceptia.org. ABOUT INCEPTIA Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in verification, financial aid management, financial education, and repayment wellness. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Since 1986, we have helped more than two million students at 5,500 schools reach their higher education dreams. Each year we help nearly 340,000 students learn how to pay for college, navigate financial aid, borrow wisely, and resolve their student loan repayment challenges. Our solutions are designed to support student success by helping financial aid administrators maximize resources, so they can spend more time focusing on students.
Insight Newsletter – June Insight Newsletter June 4, 2020 At Inceptia, we understand the pressure financial aid offices are experiencing during the COVID-19 crisis and we are here to help. We've filled this month's newsletter with information on two self-service platforms developed with both the student and administrator in mind, plus we'll introduce you to an extension to our Grace Counseling Outreach solution. We've also included details, dates and registration information for this month's virtual sessions you won't want to miss! Start using PJ Advisor now! As reported by U.S. News and World Report, 36 million unemployment claims over the last two months came from students or parents of students enrolled in school. With such staggering numbers such as these, the need for professional judgements is inevitable. Quick to implement and easy-to-navigate, our re-released professional judgement platform, PJ Advisor is a virtual solution that efficiently streamlines the growing number of professional judgements by reducing the time it takes to gather information for faster resolution. For Students Secure and device-responsive Easy to understand step-by-step process Pre-screened questions Helpful reminders along the way show progress E-sign for submission For Schools One central dashboard View applicant progress Eliminates gathering and sorting Request additional information within the platform Respond with decision Secure and device-responsive We will cover features and benefits of PJ Advisor along with a sneak peek at the platform during our Professional Judgement Doesn’t Have to be Complicated webinar Reserve your seat today to learn more! If you'd like a demo, contact us to get started today. Verification Gateway Now available as a SaaS solution! Verification Gateway, Inceptia’s virtual verification process for students and parents, is an intuitive, automated solution to gather information and documentation required to verify students for Federal Financial Aid. The system utilizes over 500 rules and smart technology to collaboratively sense, adapt, and provide students and parents with precise requirements to expedite information and documentation submissions; reducing conflicting information by collecting only what is required. This efficient process has helped institutions like the Connecticut State Colleges and Universities (CSCU) system process verifications faster and accurately Verification Gateway became less of a choice and more of a need. -Steve McDowell Director of Financial Aid Services for CSCU CSCU utilizes VG at 16 of their institutions and in just the first year of implementation, they saw a 50 percent reduction in the number of days from verification selection to completion and a 28 percent average increase in completed verifications. The faster turnaround time enabled administrators to award students more quickly. To learn more about Verification Gateway, join us on June 18 as a panel of financial aid experts talk through how the verification challenges are changing and actions we can take to mitigate them. Click here for more information and register. Return to Repayment Outreach: Student Loan Payments Resuming The CARESAct and suspension of student loan repayments have created a number of questions for borrowers including when repayment resumes and how to repay due to under/unemployment. To better support borrowers during this critical time, we’ve designed a solution that will connect with student loan borrowers to inform them that their repayment obligations will resume on October 1, 2020, and answer vital questions. Our highly-trained counselors will reach out to student loan borrowers to discuss repayment options and will take the necessary time to help your students determine their next steps. Borrower questions will be answered and they will be informed of their repayment options. And, if additional changes are made to suspension of student loan payments, we’ll communicate that as well. Rest assured, your student borrowers’ privacy is protected at all times through secure sites and monitored communication for accuracy and compliance. Connecting with borrowers prior to repayment resuming provides borrowers with an opportunity to mitigate issues that will help them have a better financial future and protect your school's Cohort Default Rate. Click here to get started with this student outreach program. Join us for a Virtual Event to Help You Get To and Through the Next School Year To help you get ready for the months to come, we’ve stacked our June webinar calendar with sessions geared toward helping you manage yourself, your time and your student counseling. The schedule includes skills management sessions on Tuesdays, plus a look into PJ Advisor - our virtual professional judgement platform - replays of our most timely webinars on Wednesdays and two financial aid professional panel sessions on Thursdays. In these sessions you will hear financial aid management and financial education professionals give insights to helpful strategies to prepare for and get through your next season. Register for these sessions on Inceptia.org. June Webinar Series Increase Enrollment and Decrease Cost with Verification Services (replay) Wed, June 10 · 11:00 a.m. - 12:00 pm CT Steve McDowell, the Director of Financial Aid Services for the Connecticut State Colleges and Universities shared how the role of verification services plays with reducing melt, staffing challenges, expense management and verification lift. Professional Judgement Doesn’t Have to be Complicated Tues, June 16 · 11:00 a.m. - 12:00 p.m. CT Join us to find out how PJ Advisor, our virtual professional judgement platform can streamline the professional judgement process for your students and your school. Managing Verification While Everything is Changing Around It Thurs, June 18 · 1:00 - 2:00 pm CT In this session we will be joined by a panel of financial aid experts to talk through how the verification challenges are changing and actions we can take to mitigate them. Using Soft Skills to Excel in Hard Times Tues, June 23 · 1:00 - 2:00 pm CT Hear from one of our customer support experts on tips and techniques they use to manage student interactions every day including using effective language, employing emotional intelligence, taking control of the call, and physical or mental tweaks you can make to improve your communication. Understanding and Combating Melt (replay) Wed, June 24 · 11:00 a.m. - 12:00 p.m. CT This session provides an overview of the melt phenomenon, considering today’s issues, using curated research to highlight some of the root causes and issues, as well as steps we can take to raise awareness and identify strategies to help students get to and through college. What does the 2020-21 Financial Aid office look like? Thur, June 25 · 1:00 - 2:00 pm CT Join us as we discuss these questions and more with our financial aid expert panel as we take a forward-looking approach to what might be ahead for the many duties of financial aid including verification, appeals, enrollment, and loan repayment. Resources to share with students Getting Ready for Student Loan Repayment Student Loan Repayment Toolkit The More You Know: Great Advice for Grad & Pro FAFSA Toolkit NEWS & EVENTS There are no upcoming events.
Insight Newsletter – May Insight Newsletter May 4, 2020 Helping You Stay Connected with Students New Student Outreach Solution to Reduce Melt During the changing environment, how do schools reach prospective students? What about current students experiencing job loss or hardships or those who have withdrawn? What can schools do to help students from experiencing melt? We ask these questions because this year, melt is likely to be higher as reports suggest that one in ten high school students is reconsidering attending a four-year school. One in six is considering attending a school closer to home. To curb those numbers, connecting with prospective, current and withdrawn students during this time is critical and although reaching them may look different today, targeted and proactive communication can help make determinations in how to shift future recruitment and outreach efforts in this current time; but who and where will you find resources for that? Through personalized contact, integrated financial wellness and re-engagement with students, Inceptia’s Student Outreach Program may be able to help. For additional information on reducing melt, read our research brief. FAFSA Completion Outreach New FAFSA Outreach to Promote Completion for Financial Aid We share the concerns of States, Colleges, and Universities that the lack of FAFSA completion may dramatically impact students looking to enroll or already enrolled in higher education institutions. If these prospective students do not complete their FAFSA, they may not fully understand how their unique financial circumstances can be taken into consideration for financial aid. This lack of understanding could result in a tragic number of students not attending college due to financial reasons when they may very well have been able to afford it. Inceptia wants to work with you to provide proactive outreach to students to increase the number that complete the FAFSA and help them see all the options they have available. By doing this we can help reduce financial barriers to attending school and help reduce student anxiety. Schools can also access our free FAFSA Toolkit which provides marketing materials to help schools promote FAFSA completion. PJ Advisor SaaS Coming Soon! Some financial aid advocates are concerned about the ability for financial aid offices to handle the large number of appeals and get reworked packages to students in time for them to decide whether to enroll or return to campus. In an April 17, 2020, industry article, Justin Draeger, president and CEO of the National Association of Student Financial Aid Administrators, said “Financial aid delayed is the same as no financial aid.” To help schools efficiently and automatically process professional judgements, we are transitioning our professional judgement platform, PJ Advisor, for SaaS delivery. PJ Advisor is a streamlined, paperless, and uncomplicated alternative to managing the growing number of requests for professional judgment. Loan Summary Letters Help Students Manage Loans Although loan repayment has been suspended through September, we know that teaching students how to track and manage their loans remains a critical piece of proactive repayment wellness. Loan Summary letters provide your students with the information and tools they need now to plan for evenutal repayment, and make informed borrowing choices as they continue their educational journey. Borrower Support to Explain CARES Act Continues Inceptia has continued to support borrowers as they navigate the challenges of understanding the CARES Act. Our Student Loan Advocate Counselors are answering questions and providing guidance to borrowers as they cut through the noise to understand their student loan obligations during COVID-19 – and it's free. If you have a borrower needing assistance, please have them call us at 844.358.7979 or chat live: Inceptia.org/assistance. Free Exit Counseling Toolkit Although federal student loan payments are suspended through September, it is important that the Class of 2020 still prepare for eventual repayment. As you transition to a remote learning environment to educate and inform, Inceptia is pleased to release this collection of online Exit Counseling tools that allows campus staff and educators to connect with students who are no longer able to communicate face-to-face. Webinars & Resources Join our verification and student melt series. Understanding and Combating Student Melt Wednesday, May 13 1:00 - 2:00 p.m. CT An overview of the melt phenomenon in the midst of the pandemic, using curated research to highlight some of the root causes and issues, as well as steps we can take to raise awareness and identify strategies to help students get to and through college. Increase Enrollment and Decrease Cost with Verification Services Wednesday, May 20 1:00 - 2:00 p.m. CT Join us as we talk with Steve McDowell, the Director of Financial Aid services for the Connecticut State Colleges and Universities (CSCU) system, to find out how they are looking ahead to the next school session. We'll focus in on the role verification services plays with reducing melt, staffing challenges, expense management and verification lift. LCTCS Takes Advantage of VerificationGateway Benefits The LCTCS system colleges needed to keep up with the verifications but its limited staff size prevented them from doing so. With 12 colleges and different processes in place for each college, Dr. Amy Cable and the colleges wanted to outsource a solution that would consistently streamline the verification process. Unraveling the Financial Aid Office in anUncertain Time On-Demand We talked to a panel of leading financial aid professionals from a diverse school background to find out what they were thinking about and planning for in the upcoming months as school sessions come to an end and planning for the next begins. Topics: verification, professional judgment, SAP appeals. Verification Gateway Virtual verification for more completed verifications, faster aid packaging and increased enrollment opportunity. New Topics for Financial Avenue! Based on your feedback, we have been busy creating new lesson plans for Financial Avenue. These plans provide everything you need to foster a discussion around popular financial micro topics, including a student presentation and curriculum guide with supporting resources. Covering topics like Eating on a Budget, Women and Finance, Exit Counseling and more, these lesson plans are an exciting addition to the Financial Avenue suite. Look for these lesson plans to go live in the summer, with new topics being released throughout the rest of the year. Financial Education Can Help Students Move Through COVID-19 Challenges As colleges and students navigate a mass migration to online education in the wake of COVID-19, we can begin to see that some students will be more disproportionately affected than others. Low-income students, already on the precipice of academic success, will face greater hurdles to persist and thrive than their more financially stable peers. A loss of campus employment, a loss of student housing or meals plans, being forced to seek full-time employment to support family; any or all of these issues can derail even the most highly motivated yet financially fragile student. While many schools were able to provide support services pre-pandemic to lift these students up, these supports have fallen away as campuses were forced to close. The challenge that schools face now, as defined by a recent article in The Chronicle, is …” how do you do high touch in what has suddenly become a ‘no touch’ world? How do you support the financially insecure students you have enticed to join your institutions? For students who already struggle to stay enrolled, and for the institutions who say they are committed to keeping them, the COVID-19 crisis may be a make-or-break moment.” We believe that financial education plays a key role in helping all students succeed, but even more so for low-income students who cannot as easily overcome financial stressors. These students can benefit the most from learning how to manage finances and prepare for their financial futures, while also learning about how to handle current financial setbacks by being an informed advocate for themselves. Inceptia can help your school support student financial wellness with Financial Avenue. Our suite of ten courses address the individual student, taking a psychological approach to how we make money choices. From covering the essentials of everyday personal financial decisions, to connecting the dots between academic performance and future financial gains, Financial Avenue is designed to support students in getting to and through college by feeling financially empowered. To help students get started, we recommend these particular courses as an answer to many financial questions they may be facing: College and Money – understand the link between your intended major, your academic performance, and the cost of college; identify different forms of aid that may be available, including grants and scholarships Loan Guidance – track and manage current loan borrowing, estimate repayment, and take action now to alter your future repayment trajectory Spending and Borrowing – how to make smart choices when you must borrow or spend money Debt and Repayment – make a plan to tackle and pay down debt by understanding key terms, strategies and consumer rights We understand that students will continue to face challenges as the education landscape changes. However, providing them with an opportunity to become financially informed is an essential part of student support, especially for low-income students already on the bubble. Promoting Student Webinars April was Financial Literacy Month and in its honor, we hosted a webinar specifically designed for students. Now on-demand, students can watch it anytime, anywhere and from any device. The Psychology of Money webinar helps students determine their money personality and how it affects their moneymaking decisions to raise self-awareness allowing them to make changes. We encourage you to promote this webinar to students through your favorite social channels. Just copy the link (Psychology of Money: here) and paste into the post box on Facebook, Twitter and LinkedIn. Give a bit of a teaser, too; we like quick blips like, “Mind on your money, and money on your mind” for Psychology of Money. Your Student Data Needs Protection and it’s Mandatory The ability to keep your students’ and your schools’ sensitive data – online and on paper – secure is more critical than ever. A data breach results in reputational and financial consequences and it could lead to identity theft and fraudulent activity. Security preparedness is not only a key to understanding the constant threats in the environment but also a regulatory requirement. One of the requirements that has recently recurred as top-of-mind is The Gramm-Leach-Bliley Act (GLBA), which states that higher education institutions must be transparent about how Personally Identifiable Information (PII) is collected, stored and used. While this requirement is not new, cyber dangers become more prevalent every day presenting an immediate review of your data security policies and protocols. You can view FSA’s February 28, 2020, Enforcement of Cybersecurity Requirements under the Gramm-Leach-Bliley Act, here. To support the protection of your institution and your students’ sensitive data, review your current policies, adjust and modify where necessary, and document the requirements. Once you have current policies in place, develop a training program and establish a strict protocol with your institution’s staff. Frequently schedule to revisit the protocol, include at minimum, an annual refresher to employees, and revise your policies to adjust to changes in your environment. If it has been a while since you last communicated your data security protection policies, it is prudent to do that now. If you’re using a third-party servicer, they too fall under GLBA. Check with them to determine what controls they have in place to protect student data and ask for confirmation that the controls have been and are regularly tested. Your best defense against data threats is to continue to be diligent about your practices and take the proper precautions to review and adjust as situations change. Your students not only trust you with their education, but with their data too. Click here to learn more about Inceptia’s data security. Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in verification, financial aid management, financial education, and repayment wellness. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Since 1986, we have helped more than two million students at 5,500 schools reach their higher education dreams. Each year we help nearly 340,000 students learn how to pay for college, navigate financial aid, borrow wisely, and resolve their student loan repayment challenges. Our solutions are designed to support student success by helping financial aid administrators maximize resources, so they can spend more time focusing on students. Learn more at Inceptia.org. NEWS & EVENTS There are no upcoming events.
Free K-12 Financial Education Courses Extended Through June 30 Press Release Free K-12 Financial Education Courses Extended Through June 30 Lincoln, Neb., (April 21, 2020) – Inceptia is pleased to announce that our free offering of financial education coursework for K-12 students has been extended through June 30. In response to last month’s school closings, Inceptia had previously offered free use of our online program Financial Avenue through the end of April. However, the enthusiasm of participating students and the extension of school closures through the end of the academic year made it easy to see how this program can continue to benefit students through June. “We are encouraged that the response to this initiative has been so positive,” says Carissa Uhlman, vice president of student success at Inceptia. “This indicates to us that K-12 students are recognizing the need to financially empower themselves before they start making big financial decisions. That’s exactly why we created Financial Avenue.” The program offers ten individual courses that cover everything from saving and budgeting, to planning for college and a career, to spending wisely and tackling debt. For high school juniors and seniors, especially, the courses on FAFSA and college preparation offer a perfect opportunity to begin actively working toward their college journey. As part of its nonprofit philanthropic mission, Inceptia has always offered Financial Avenue free to K-12 educators and administrators. It is our firm belief that making it available to the public at this time provides a unique opportunity for all students to focus in-depth on a topic that will provide a solid foundation for future financial wellness. To access the free courses, students may go to https://fa.financialavenue.org/sign-up/ and use Access Code "longspringbreak" to create a user account and get started. Additional information on the program is available with this guide and with our Student Experience video. We are happy to answer any questions at talktous@inceptia.org. From the Inceptia family to yours, we hope for wellness for all, both physical and financial. ABOUT INCEPTIA Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in verification, financial aid management, financial education, and repayment wellness. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Since 1986, we have helped more than two million students at 5,500 schools reach their higher education dreams. Each year we help nearly 340,000 students learn how to pay for college, navigate financial aid, borrow wisely, and resolve their student loan repayment challenges. Our solutions are designed to support student success by helping financial aid administrators maximize resources, so they can spend more time focusing on students.
Insight Newsletter – April Insight April 6, 2020 Amidst the uncertainty and changing times, we're looking at each day as an opportunity to be here for your students and your school. We are making our tools and resources more available and we are listening. However, if you're like us, your already crowded inbox is becoming even more crowded with emails. To reduce emails, we've started a monthly update email newsletter. We're going to do our best to limit our emails to monthly and use social media for additional updates. Take a look below at what's coming up for items that can be used to help further the goals for your students. And, if you don't already, follow us on Facebook, LinkedIn and Twitter to stay up-to-date on Inceptia. We're here for you. Let us know how we can help! Project Assistance – Leveraging Automation and User-Friendly Solutions Verification Gateway Transforming verification to provide time savings and expanded resources.Read Success Stories. PJ Advisor Helping you manage professional judgements. SAP Advisor Making appeal management easier for students and staff. Uncomplicating Contracts We may be able to help you uncomplicate the contract process. Whether your state allows for cooperative purchasing or your area falls under a defined threshold, Inceptia's Verification Gateway solution may be within the outlined provisions. Learn more. Anonymous Chat Added For Repayment Counseling Outreach In order to provide more options and engage with borrowers who would prefer to remain anonymous, Inceptia has added chat functionality to our non-logged in websites targeting borrower repayment. Borrowers can now chat with a repayment counselor during standard business hours to gain insight on repayment options. Chat is available on the following website pages: Inceptia Assistance Create a Custom Plan Helpful Forms For Inceptia Repayment Counseling Outreach clients, social media materials to help you promote the anonymous chat feature to your borrowers are available on your Inceptia dashboard. Financial Aid Office Education Opportunities Unraveling the Financial Aid Office in an Uncertain Time Tuesday, April 7 11:00 a.m. to Noon CT Join us as we talk with our panel of leading financial aid professionals from a diverse school background to find out what they are thinking about and planning for in the upcoming months as school sessions come to an end and planning for the next begins. We'll cover topics regarding verification, professional judgment, and SAP appeals. 20 Quick Financial Wins We Can Achieve With Students Wednesday, April 8 1:00 - 2:00 p.m. CT Students are often overwhelmed by the idea of money, budgeting, and financial planning. It's so big that they don't know where to start, how to create a plan and how to stay motivated to stay on track. Join us for an interactive session of sharing ideas on how to help students achieve some quick wins to improve their confidence, skills and knowledge, one baby step at a time. Missed Opportunities and Abandoned Ambitions: Understanding and Combating Student Melt Wednesday, May 13 1:00 - 2:00 p.m. CT There are some incoming freshmen who have taken all the necessary steps to start college but simply disappear over the summer. And there are currently enrolled students who have done what it takes to persist, but leave school due to verification roadblocks. Both sets of students are opposite sides of the same "student melt" coin, resulting in lost opportunities for both college and learner. So what can we do to combat melt? Share this Great Advice with Your Students Great Advice for Grads It's here! Check out our 7th edition of the Great Advice for Grads e-guide providing college graduates with the financial advice they need, at a time when they need it most. Click here to read it or download a flyer to share! The More You Know: Great Advice for Grad & Pro Check it out! We designed our newest e-guide specifically for graduate and professional students. Filled with financial tips, loan repayment strategies and more! Click here to read Grad & Pro or download a flyer! Student Webinars to Promote Financial Education During School Closures Weird Science: Understanding How Your Mind and Emotions Affect Your Money Wednesday, April 1 11:30 a.m. to Noon CT If you are ready to get serious about taking charge of your finances, you need to start by understanding the link between your mind, your emotions, and your wallet. This fun, 30-minute session will help you identify your unique Money Personality and both the pros and cons of how you handle your money. We'll even leave you with tips to retrain your brain so that you can begin to make intentional spending choices, rather than being ruled by emotions! Getting Ready for Student Loan Repayment Wednesday, April 22 11:30 a.m. - 12:30 p.m. CT If you're preparing to graduate, don't plan to return to school, or will drop below half-time enrollment, the repayment clock will soon begin ticking on your federal loans. Head into repayment with the information you need to make smart choices and avoid costly mistakes. Additional Resources This is also a great time to promote FAFSA completion. In addition to the Financial Avenue course, we also offer all schools access to our free FAFSA Toolkit. You may also access other valuable resources on Inceptia.org. Inceptia, a division of National Student Loan Program (NSLP), is a nonprofit organization committed to offering effective and uncomplicated solutions in verification, financial aid management, financial education, and repayment wellness. Our mission is to support schools as they launch brilliant futures for students, armed with the knowledge to become financially responsible citizens. Since 1986, we have helped more than two million students at 5,500 schools reach their higher education dreams. Each year we help nearly 340,000 students learn how to pay for college, navigate financial aid, borrow wisely, and resolve their student loan repayment challenges. Our solutions are designed to support student success by helping financial aid administrators maximize resources, so they can spend more time focusing on students. Learn more at Inceptia.org. NEWS & EVENTS There are no upcoming events.